Goal SIP
Work backwards from a target corpus to an illustrative monthly contribution.
SIPLens Private by design
Visual SIP calculator · India
See where your SIP
could take you.
Explore regular investing, step-up contributions and financial goals through a model you can see and shape.
No account. No data collected. No products sold.Projected corpus
Assuming 12% annual return
₹47.6 lakh₹47,59,314Estimated growth
Your money
Your contributions₹18.0 lakh
+Estimated growth₹29.6 lakh
Travel through time
Watch the balance change
At year15
Invested₹18.0 lakh
Estimated growth₹29.6 lakh
Projected value₹47.6 lakh
Year 1Year 4Year 8Year 11Year 15
Projection detail
Contributions build the base.
Assumed growth builds over time.
Contributions Estimated growthYear →
Projected ₹10.0 lakh reachedYear 6Under your assumptions
Projected ₹25.0 lakh reachedYear 11Under your assumptions
Cashflow detail
Year-by-year projectionOpen table
| Year | Annual contribution | Cumulative invested | Annual growth | Cumulative growth | Year-end value |
|---|---|---|---|---|---|
| 1 | ₹1,20,000 | ₹1,20,000 | ₹7,665 | ₹7,665 | ₹1,27,665 |
| 2 | ₹1,20,000 | ₹2,40,000 | ₹22,985 | ₹30,650 | ₹2,70,650 |
| 3 | ₹1,20,000 | ₹3,60,000 | ₹40,143 | ₹70,793 | ₹4,30,793 |
| 4 | ₹1,20,000 | ₹4,80,000 | ₹59,360 | ₹1,30,153 | ₹6,10,153 |
| 5 | ₹1,20,000 | ₹6,00,000 | ₹80,883 | ₹2,11,036 | ₹8,11,036 |
| 6 | ₹1,20,000 | ₹7,20,000 | ₹1,04,989 | ₹3,16,025 | ₹10,36,025 |
| 7 | ₹1,20,000 | ₹8,40,000 | ₹1,31,988 | ₹4,48,013 | ₹12,88,013 |
| 8 | ₹1,20,000 | ₹9,60,000 | ₹1,62,227 | ₹6,10,240 | ₹15,70,240 |
| 9 | ₹1,20,000 | ₹10,80,000 | ₹1,96,094 | ₹8,06,334 | ₹18,86,334 |
| 10 | ₹1,20,000 | ₹12,00,000 | ₹2,34,025 | ₹10,40,359 | ₹22,40,359 |
| 11 | ₹1,20,000 | ₹13,20,000 | ₹2,76,508 | ₹13,16,867 | ₹26,36,867 |
| 12 | ₹1,20,000 | ₹14,40,000 | ₹3,24,089 | ₹16,40,956 | ₹30,80,956 |
| 13 | ₹1,20,000 | ₹15,60,000 | ₹3,77,380 | ₹20,18,336 | ₹35,78,336 |
| 14 | ₹1,20,000 | ₹16,80,000 | ₹4,37,065 | ₹24,55,401 | ₹41,35,401 |
| 15 | ₹1,20,000 | ₹18,00,000 | ₹5,03,913 | ₹29,59,314 | ₹47,59,314 |
Transparent by design
Understand the maths
behind the picture.
SIPLens models an explicit cashflow for every contribution period. It does not reproduce real mutual-fund NAV movement or promise a market outcome.
Read the full methodologyEffective-period conversion
Your annual return assumption is converted consistently: (1 + annual rate)^(1/periods) − 1.
Cashflow timing
Beginning-of-period is the default. You can switch timing under advanced assumptions to see its effect.
Nothing leaves your device
Calculations, scenarios and exports are created locally. No account, bank connection or financial API is involved.